Individual guarantees for loans

What are the benefits?

Individual guarantees for loans, provided by INVEGA, offer solutions to unattractive or insufficient conditions and facilitate the access to the funding sources.

What companies are eligible?

Business start-ups, small and medium-sized enterprises, large companies.

What is the maximum amount?

The maximum amount of the guarantee may not exceed EUR 1,448,100 or, in the case of the subject has operated for less than 3 years on the date of submission of the guarantee application to INVEGA, may not exceed EUR 579,240.

Minimum proportion of own funds – 20 percent, intensity of guarantee 30-80 percent depending on the age of the company.

How does it work?

In order to use this financial instrument, subject is required to apply directly to the financial institution and agree on the amount of funding. The financial institution will assess the project, ability to repay loan and calculate the amount of guarantee needed. Subsequently, the financial institution will submit a request for a guarantee on a loan as well as other related documents to INVEGA.

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