Loan Guarantees

What are the benefits?

Economic operators applying for funding for business development or business continuity often encounter collateral-related issues: the collateral offered can be insufficient or unattractive. The individual guarantee service helps to resolve these issues by securing repayment of a certain part of the borrowed funds in the event of the borrower‘s default. Individual guarantees help businesses in cases of insufficient or unattractive collateral and enable them to obtain more favourable terms of financing. Such guarantees can be provided for the financing of investment projects, working capital, purchase of biological assets, or wages and related taxes and contributions.

Who can apply?

INVEGA provides guarantees to financial institutions for loans made to entities that operate in the following areas:

agriculture,
forestry,
food facilities,
rural development,
fisherie

In order to use the guarantee service, the entity has to first apply to relevant financial institution and agree on financing, after which the financial institution applies to INVEGA.
INVEGA can provide guarantees for loans made by the following financial institutions.

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For entities implementing investment projects without the EU assistance: Application for Guarantee (investment loan without EU assistance)
For entities implementing investment projects with the EU assistance: Application for Guarantee (investment loan with EU assistance)
For entities applying for loans to finance working capital or to acquire biological assets: Application for Guarantee (working capital loan and/or loan for purchase of biological assets)
Fisheries.

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